摘要: |
随着现代化进程的不断加快,我国农村家庭代际分离现象日益凸显,传统的以家庭养老为主的农村养老出现危机;城乡居民养老保险制度的推广,为农村居民养老提供了稳定的经济支持,也建立了具有现代意义的农村社会养老保险制度,但其保障水平不高、保障范围有限,也进一步弱化了农村家庭养老。对新疆M村的田野调查显示,居民养老保险制度表现出一定的不适应性,其中维吾尔族居民的家庭养老仍然发挥着重要作用。在社会养老正式制度还不能完全有效发挥其保障功能时,应重视家庭养老这一非正式制度的功能。不但要实现农村社会养老保险制度的全覆盖,并逐步提高保障水平,拓展保障范围;还应基于一定程度代际分离的现实重建农村家庭养老制度,使家庭养老和社会养老成为农村养老保障制度体系的“两个支柱”。 |
关键词: 农村居民 养老保险 家庭养老 社会养老 养老保障制度体系 正式制度 非正式制度 制度适应性 代际分离 家庭养老文化 |
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基金项目: |
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Adjustment and Integration of China’s Rural Pension Insurance System with Social Elderly Care and Household Elderly Care—About the Survey and Research on M-village in Xinjiang |
ZHAO Qian
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Sociology Institute, Chinese Academy of Social Science, Beijing 100055, China
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Abstract: |
With the rapidly process of modernization, China’s rural intergeneration separation becomes more and more significant, the traditional family-based rural old-age pension has been unable to cope with these risks alone, and the rural pension crisis appears. In view of this, the promotion of the national urban and rural old-age insurance provides a stable financial support for rural old-age care and sets up rural old-age insurance system with modern significance but further weakens rural household-elderly-care. The field-survey on M-village of Xinjiang reveals that the old-age insurance in rural areas shows certain non-adaptability, among which the household old-age-care in the Uygur stile plays important role. While society old-age-care can not play its security role, household-old-age care, an informal system, should be emphasized. China should not only realize the overall-covering of social old-age-care system and gradually improve its insurance level, but also reconstruct household old-age-care system based on the reality of certain inter-generation separation in order to make household old-age-care and society old-age-care become two pillars of rural old-age-care insurance system. |
Key words: rural residents old-age-care insurance household old-age-care society old-age-care old-age-acre system formal system informal system institutional adaptability intergeneration separation household old-age-care culture |