| 摘要: |
| 农村产权抵押融资是盘活农村“沉睡资产”的重要渠道，也是增加农民财产收入的重要途径，而产权抵押物变现难是目前制约我国农村产权抵押融资健康发展的主要因素之一。由于我国农村产权流转存在刚性制度约束、农村产权的有效市场需求和流动性不足及其确权成本高且操作难，导致农村产权抵押物的收储与管理难、价值发现难、价值评估难和价值变现难。应完善农村产权抵押物变现的法律支撑体系，优化政府主导的宏观调控机制，构建包括资产管理中心、信息中心、交易中心、价值评估中心的农村产权交易市场体系，并完善农村产权确权颁证制度和农村社会保障制度等相关配套措施，以有效破解农村产权抵押物变现难困境，推动农村产权抵押融资发展。 |
| 关键词: 农村产权 抵押融资 抵押物变现 收储管理 农村产权流转 农村产权交易市场 确权颁证 价值发现 价值评估 价值变现 |
| DOI： |
| 分类号: |
| 基金项目: |
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| Dilemma and Countermeasures for Rural Property Guaranty Realization |
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TIAN Yi-piao, ZHANG Wei-guo, LIU Ming-yue
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School of Economics and Management, Southwestern University, Chongqing 400715, China
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| Abstract: |
| Rural property guaranty financing is not only an important channel to revitalize rural assets, but also the important path to increase property income of peasants. Therefore, the difficulty in the liquidation of rural property guaranty is one of the main factors for healthy development of rural property guaranty financing. Because China’s rural property right transfer is solidly restricted by institutions, the shortage of the effective market demand and liquidation of rural property rights and their high right confirmation cost of property rights lead to the difficulty in the storage and management, value discovery and value assessment as well as value liquidation of rural property guaranty. China should perfect legal support system for the liquidation of rural property guaranty, optimize government-led macro-regulation mechanism, construct rural property right transaction system including asset management center, information center, transaction center and value assessment center, and perfect the matched measures of the related system with rural property right confirmation, certification issuance and rural social security system so as to effectively solve the difficulty in rural property guaranty liquidation and to push forward the financing development of rural property guaranty. |
| Key words: rural property right guaranty financing liquidation of guaranty storage management rural property right transfer rural property right transaction market right confirmation and certificate issuance value discovery value assessment value liquidation |
