科技进步与保险发展关系探析
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Analysis of the relationship between scientific and technological progress and insurance development
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    摘要:

    科学技术快速发展,科技风险日益增多,高新技术产业转移风险的需要推动了近年来保险业的迅猛发展。高新技术成果在保险经营中的应用提高了保险人的风险管理水平,增强了赢利能力。通过提供保险,转移分散科技风险,保险业也支持了科技产业的快速发展。保险业与科技产业之间形成了科技促进保险发展,保险又加速科技发展的格局。

    Abstract:

    Rapid development of science and technology makes more and more scienfic and technological risks.Rapid development of insurance industry is promoted by industrial transferring risks in hi-tech industry.The application of the achievement of hi-tech research in insurance business promotes risk management proficiency of the insurers and increases profit-earning ability. Rapid development of scientific and technological industry is supported by the insurers to provide insurance and to transfer and decentralize the risks of science and technology research.The relationship between insurance industry and scientific and technological industry is that science and technology promote the development of insurance industry and that insurance industry accelerates the development of science and technology.

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