| 摘要: |
| 生活消费和健康消费是中老年群体追求晚年生活品质的两个方面,也是中国式现代化进程中
“提升消费韧性、构建消费长效机制”的重要路径。本文运用CHARLS 微观调研数据,实证探讨中老年群
体在收入型、保障型和认知型三类不同资源结构下对生活消费与健康消费的选择偏向。研究发现,收入
型、保障型和认知型三类不同资源结构下中老年群体对生活消费和健康消费的偏向存在显著差异。因
此,政府应针对这一特点对中老年群体进行更细化、更有针对性的消费引导。同时,不断拓展和优化中老
人群体的家庭资源结构,提升其抗风险能力。 |
| 关键词: 资源结构 生活消费 健康消费 消费韧性 |
| DOI： |
| 分类号: |
| 基金项目: |
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| The Preferences of Middle-aged and Elderly Groups in ChoosingConsumption Types under Different Resource Structures |
|
CHEN Linhong1, ZHANG Lu2
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| Abstract: |
| Living consumption and health consumption are two aspects of the pursuit of quality of life in later
years by middle-aged and elderly groups, and are also important ways to “enhance consumption resilience
and build a long-term consumption mechanism” in the process of Chinese-style modernization. This paper uses
the CHARLS (China Health and Retirement Longitudinal Study) micro-survey data to empirically explore the
consumption preferences of middle-aged and elderly groups for living and health consumption under three different
types of resource structures: income-based, security-based, and cognition-based. The study finds that there
are significant differences in the preferences of middle-aged and elderly groups for living and health consumption
under the three different types of resource structures. Therefore, the government should provide more refined
and targeted consumption guidance to this group based on these characteristics. At the same time, it is essential
to continuously expand and optimize the family resource structure of the middle-aged and elderly groups to enhance
their risk-resistance capabilities. |
| Key words: resource structure living consumption health consumption consumption resilience |
