| 摘要: |
| 基于2013—2021 年中国31 个省份面板数据,采用熵权法构建平台经济发展指标,结合数字普
惠金融指数,运用双向固定效应、中介效应、门槛效应及空间效应模型,系统考察数字金融对平台经济的
影响机制。研究发现:数字金融显著促进平台经济发展。机制分析表明,数字金融通过激发平台创业活
力赋能平台经济发展。非线性检验揭示了数字金融的促进作用呈现“ 先高后低再高” 的动态门槛特征。
区域异质性显示,平台经济呈“东部>中部>西部>东北” 的梯度格局,且数字金融效应在东部最为显著。
空间计量结果证实数字金融存在正向空间溢出效应。研究表明,完善数字金融体系能有效提升金融服务
实体经济效率,推动数字经济与实体经济深度融合。研究结论为优化区域数字金融资源配置、通过数实
融合培育新质生产力提供了理论依据与实践启示。 |
| 关键词: 数字金融 平台经济 平台创业 门槛效应 |
| DOI： |
| 分类号: |
| 基金项目: |
|
| The Impact and Mechanism of Digital Finance on theDevelopment of Platform Economy |
|
XU Xiaojinga,b, SHAO Tengweia
|
| Abstract: |
| Using panel data from 31 provinces in China from 2013 to 2021, this study employs the entropy
weight method to construct an index for platform economy development and combines it with the digital inclusive
finance index. By employing the two-way fixed effects model, the mediation effect model, the threshold effect
model, and the spatial effect model, this study systematically examines the impact mechanism of digital finance
on the platform economy. The findings indicate that digital finance significantly promotes the development of the
platform economy. Mechanism analysis shows that digital finance empowers platform economic development by
stimulating entrepreneurial vitality on platforms. Non-linear tests reveal that the promotional effect of digital finance
exhibits a dynamic threshold characteristic of “high at first, then low, and high again. ” The regional heterogeneity
shows that the platform economy follows a gradient pattern of “eastern region>central region>western
region>northeastern region,” with the effect of digital finance being most significant in the eastern region. The
spatial econometric results confirm that digital finance has a positive spatial spillover effect. The study concludes
that improving the digital finance system can effectively enhance the efficiency of financial services to the real economy
and promote the deep integration of the digital economy with the real economy. The findings provide
theoretical support and practical insights for optimizing regional digital finance resource allocation and fostering
new quality productive forces through the integration of digital and real economies. |
| Key words: digital finance platform economy platform entrepreneurship threshold effect |
