In order to enhance the funders’ satisfaction with the house type, based on the constraints, including housebuilding plan design, satisfying the rate of capacity and the scope of housebuilding types, this paper uses nonlinear programming method to build the objective function, measures the calculated allocation scheme, and obtains the investment return rate of 20.9%. Due to the rate lower than 25%, the plan is redesigned by dynamic programming method. The results of theoretical analysis and computation show that the best plan of funders housebuilding will be gained by using the state transition equation and dynamic adjustment of houses sets in different types.