| 摘要: |
| 利用2011年我国内陆省份影响健康保险需求的主要资料，构建了商业健康保险需求因素的截面数据，并通过建立多元线性回归模型，对东、中、西部健康保险需求弹性进行了实证分析；结果表明，人口和人均国内生产总值的变化是显著影响健康保险需求变化的主要原因；并且健康保险需求变化对于各省人均国内生产总值和人口变化的反应在东、中、西部呈现出明显的区域差异. |
| 关键词: 商业健康保险 需求弹性 弹性分析 区域差异 |
| DOI： |
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| Demand Elasticity Analysis of Commercial Health Insurance in Mainland China and Comparison between Its Regional Difference |
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CAI Dong rong, DING Xiao ming
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| Abstract: |
| Making use of the data affecting the demand of health insurance from all the mainland Chinese provinces in 2011, this paper gets cross sectional data of commercial health insurance demand factors and empirical analyzes the demand elasticity of health insurance in the eastern, middle and western areas by constructing a multiple linear regression model. The results demonstrates that the changes of this demand is affected significantly by that of the population and per capita GDP. In the meantime, the change presents some regional difference among the eastern, middle and western areas. |
| Key words: commercial health insurance elasticity of demand elasticity analysis regional difference |
