Because the economy of Chongqing Hi-tech Industrial Development Zone is at the period of development, large scale of development and construction needs to raise construction funds from multiple channels, among which, bank loan is an important channel for Chongqing Hi- teeh Industrial Development Zone to raise construction funds. Scientific prediction for future space of incurred obligation of Chongqing Hi-teeh Industrial Development Zone and rational raising loans are an important content for Chongqing Hi-teeh Industrial Development Zone to consolidate debt management in the process of construction.