Aftcr analyzing financial demand and supply change and currentsituation of financial operation in the process of urban-rural integration of three districts of Chengdu, this paper holds that there is serious financial inhibition of urban-rural integration of the suburb of Chengdu and that its basic cause is system defect such as financial policy defect, system defect of rural credit cooperative and ill-connection of related public systems. Finally, the paper points out that financial reform can be realized by system innovation, changing financial development idea, promoting financial marketability, reforming rural credit coopcrative and completing thc related system construction.