In China, the population of peasants is above 70 percent. If we can' t deal with the poverty of the peasants, we can' t promote the development of our nation.This is a serious problem for economic stability.To solve this problem, it is absolutely necessary to get the financial support. But we still don't know whose duty it is and how to keep the support longer. The financial institutions have only one aim- to get the most profits. In order to prcmote the enthusiasm of capital providers, a lot of works must be done to balance the risk and revenue of urban credit.