黄迈,谭智心,汪小亚.当前中国农民合作社开展信用合作的典型模式、问题与建议[J].西部论坛,2019,29(3):70-79
当前中国农民合作社开展信用合作的典型模式、问题与建议
Credit Cooperation of China’s Farmer Cooperatives: Models, Problems and Suggestions
  
DOI:
中文关键词:  农民合作社  资金互助  担保互助  信用合作
英文关键词:farmer cooperative  mutual funds  mutual guarantee  credit cooperation
基金项目:
作者单位
黄迈,谭智心,汪小亚 1.中国农业银行 博士后科研工作站北京 1000052.中国人民大学 农业与农村发展学院北京1008723.农业农村部 农村经济研究中心北京1008104.清华大学 中国农村研究院北京100084 
摘要点击次数: 221
全文下载次数: 242
中文摘要:
      农民合作社开展信用合作是我国新型农村合作金融发展研究的重点。本文结合调研情况,对以赊销为特征的商业信用合作、以资金互助或担保互助为核心的货币信用合作、依托产业链或银政资金的混合式信用合作三种不同模式进行梳理分析,并从政策制度、现实操作、潜在风险点三个层面指出了当前中国农民合作社开展信用合作的主要问题。推动农民合作社信用合作持续健康发展,必须坚持服务“三农”的政策导向、强化对信用合作不同发展模式的分类指导、妥善处理风险防控和内在活力的关系、进一步规范信用合作管理、切实防控信用合作风险、充分发挥信用合作综合带动作用。
英文摘要:
      The cooperation of farmers' cooperatives in credit cooperation is the focus of research on the development of new rural cooperative finance in China. Combining with the research situation, the author analyzes the three types of different models: commercial credit cooperation characterized by credit sales, monetary credit cooperation with financial mutual assistance or guarantee mutual assistance, and mixed credit cooperation led by leading enterprises or large-scale households. The author also pointed out the main problems of current farmers' cooperatives in credit cooperation from the three aspects of policy system, actual operation and potential risk. To promote the sustainable and healthy development of farmers' cooperative credit cooperation, we must adhere to the policy orientation of serving the "three rural"(Agriculture, Countryside and Farmers), strengthen the classification and guidance of different development models of credit cooperation, properly handle the relationship between risk prevention and internal vitality, further standardize credit cooperation management, effectively prevent and control the risk of credit cooperation and give full play to the comprehensive role of credit cooperation.
查看全文  查看/发表评论  下载PDF阅读器
关闭
《西部论坛》编辑部 版权所有
地址:中国 重庆市 南岸区学府大道19号,重庆工商大学学术期刊社 邮编:400067
电话:023-62769479 传真:
您是第1290716位访客
关注微信二维码