| 摘要: |
| 城市商业银行在银行业体系的重要地位显示了加强城市商业银行公司治理的重要性。利用江苏、浙江、山东、上海四省（市）27家城市商业银行2007－2012年的面板数据样本，采用考虑非效率项的随机前沿模型，对国内城市商业银行股权结构的治理效果进行实证分析。研究发现，样本城市商业银行第一大股东国有属性特征较为明显，其对城市商业银行的经营绩效具有积极作用，但对集中型股权结构特征又产生消极影响；较高的股权制衡度和战略投资者则能提升城市商业银行经营绩效。因此，未来深化城市商业银行股份制改革，除进一步规范国有股东持股行为、积极引进战略投资者外，还应着力培育理性大股东，强化股权制衡，实现城市商业银行内部治理由“形似”向“神至”转变。 |
| 关键词: 城市商业银行 股权结构 股权集中度 股权制衡度 经营绩效 理性大股东 战略投资者 公司治理 商业银行股份制改革 |
| DOI： |
| 分类号: |
| 基金项目: |
|
| Research on the Relationship between Ownership Structure and Performance of City Commercial Banks—Empirical Analysis of 27 City Commercial Banks in Four Provinces and Municipality in East Part of China |
|
CHEN Yi-hong
|
|
Director Board Office，Bank of Quanzhou，Fujian Quanzhou 362000，China
|
| Abstract: |
| The important role of city commercial banks in bank system indicates the importance to enhancing bank corporate governance. Empirical analysis of governance effect on ownership structure of domestic urban commercial banks is conducted by panel data examples of 27 city commercial banks in Jiangsu，Zhejiang，Shandong and Shanghai during 2007—2012 and by stochastic frontier model considering non-efficient term. The research finds that the state-owned attribute characteristics of the biggest shareholder of city commercial banks in example cities are significant，plays an active role in business performance of the city commercial banks but produces passive influence by their centralized-style ownership structure while the business performance of the city commercial banks can be boosted by relatively more efficient ownership supervision and strategic investors. Thus，the future deepening reform of the shareholding system of the city commercial banks should further standardize the shareholding behaviors of the state-owned shareholders， actively introduce strategic investors，make efforts to cultivate rational big shareholders，consolidate ownership supervision in order to realize the transformation from “theoretical supervision” to “practical supervision” in internal governance of the city commercial banks. |
| Key words: city commercial bank ownership structure ownership centralization degree ownership supervision business performance rational big shareholder strategic investor corporate governance commercial bank shareholding system reform |
