| 摘要: |
| 德国金融制度最大的特点就是一直坚持混业经营制度,而其能够坚持混业经营制度的重要原因在于具备一套高效且适合金融业发展规律的监管制度。德国的金融监管系统,是一个法律和法规相当完备、自我监管和社会监管和政府监管相结合、法律裁决作为终审判决的有机整体;完备的监管体系使其能从容面对各种困难和危机。德国金融业的混业经营特点以及严格的监管体系使其稳步发展,即使在全球发生金融危机时也保持了相对的稳定 |
| 关键词: 德国 混业经营 金融制度 金融监管 |
| DOI： |
| 分类号: |
| 基金项目: |
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| M ixed management of German f inance and its supervision |
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CHEN L iu - qin
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| Abstract: |
| The most attractive characteristics of German financial institution is itsmixed management system and the important reason for itsmixed management lies in its highly efficient supervision system that is suitable for the financial development laws. German financial supervision system is an organic entity with comp lete laws and regulations, being a combination of self - supervision, social supervision and governmental supervision, and with law verdict as final verdict. As a result, comp lete supervision system enables German financial system to dealwith all kinds of crisis successfully. The mixed managementmode of German financial system and its strict supervision system makes it develop stably. And even in the global financial crisis, German financial system keep s its relative
stability. |
| Key words: Germany mixed management financial institution financial supervision |
